Estate Planning

We can only do a thorough job of your retirement planning when we also consider your estate planning needs. It is an unfortunate reality that most of us will become incapacitated, either mentally or physically as we reach old age.

And most of our financial decisions in retirement have an impact on our estate and how our financial assets are treated when we die.

That is why it is so important to have the conversation now in a straight-forward manner. With proper planning, we can ensure dignity in your very old age, and save your loved ones tens of thousands of dollars or more in tax.

As an example, the tax treatment of super is completely different when you are alive. In Australia, we don’t have death taxes anymore because super operates as a death tax.

For many of us, our assets can be passed on to our family more tax effectively when we are alive than when we are dead.