As we approach retirement, most of us worry that we won’t have enough super to last. Our biggest fear when it comes to our retirement is running out of money.
We can help keep your retirement on track by staying in control of the things you can control. Like your expenditure. We can help you differentiate between your financial needs and discretionary wants. When markets are weak, or if something unexpected throws you off track, we can tell you when it is time to cut back on your discretionary expenditure.
We can also help you manage your investments in retirement. Most of us will sell down our investments over time during retirement. But it is important to sell your investments at the right time. With proper planning you can avoid selling your shares and property when prices are depressed. It means that you will not lock in investment losses during market contractions.